House Raising in New Jersey

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House Raising NJ

After Hurricane Sandy in 2012, many residents of the Jersey Shore region have been torn between repairing their home and getting a NJ house raising company to lift it to higher elevation, or simply tearing down their home entirely. If you are considering house raising in NJ but are unsure if you want to go that route, keep in mind what you’ll need to know if you choose the alternative. Before tearing down your house, you must do the following:

Get The Necessary Permits

You may own your property and your house, but that doesn’t mean you are free to tear it down at your will. It is likely you will need a permit, so check with township or county officials to see what permits you need. Doing work without a permit is never advised. You may think no one will notice, but rest assured, they will – and then you may face steep fines and penalties. Be careful!

Check Your Property And Structure For Hazardous Materials

You may think your home is perfectly safe, but many older homes were constructed with materials that today are considered hazardous. From asbestos (often used in flooring, ceilings, duct work and siding) to lead (common in old paint) to old diesel and oil tanks, this material must be handled with special care. It may be necessary to get an inspector to determine if any of these conditions exist before demolition.

Double-Check With Your Mortgage Company

If you are opting to pass over house raising NJ and are instead choosing demolition, check with your mortgage company to ensure there are no liens or encumbrances on the structure or land. In fact, your lender has an interest in your house, so you will not be permitted to demolish it without their consent, too. Also keep in mind that demolition may trigger an acceleration clause coming into play, allowing your lender to demand payment in full and therefore necessitating you to get a construction loan or refinance your home.

Check With Utilities Companies and Fire Departments

Those little posts and marks you see all over warning about underground gas and electric lines are there for a reason. You can’t simply turn off gas, water and power and then rip the utilities out. Those utilities must be disconnected by experts, and likely need to be turned off at a source off your property. That’s something you can’t do yourself. In addition, depending on local ordinances, the fire department may want to conduct an inspection prior to demolition.

Submit Your Demo & Construction Plans To Your Municipality

You may be ready to demolish your old home, but are you ready to rebuild? Before you make the move to knock down your existing structure, be sure your plans for a new home are finalized, submitted, and approved. You don’t want a problem with your new construction to slow the entire process. That will only mean having to stay in temporary housing even longer.

Most important of all, know that you are not alone. Countless families are facing these same questions after Hurricane Sandy. Whether you are lifting your house in New Jersey or building new, patience and asking the right questions will go a long way.

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